I have just downloaded, registered and set up my banking account and what a joy to do it all so effortlessly. I wish to thank you, Keith, and all others at Splasm for a wonderful package that duplicates the ease of my traditional (paper) checkbook register with the added benefits of all the summaries, reports, etc. It has been a few years since I quit using Quicken and Quickbook largely because I've only desired to have a simple to use program just like my 'old' paper register, yet it is nice to have the summaries for budgeting also. Your software addresses the grief I have had with the others. It is such a joy to use.